Terms of Service

Last Updated: 31st August, 2026

1.0 Introduction and Acceptance of Terms

Rínly Technology Services (“Rínly”, “we”, “us”, or “our”) operates a digital platform that enables student associations and event organizers to collect dues and sell event tickets electronically. These Terms of Service (“Terms”) constitute a legally binding agreement between you and Rínly governing your access to and use of our website, mobile applications, and related services (collectively, the “Platform”).

By accessing or using the Platform in any way including but not limited to browsing our website, registering an account, creating an event, collecting dues, paying for dues, or purchasing a ticket, you automatically agree to be bound by these Terms in full, without modification. If you do not agree to these Terms, you must immediately discontinue use of the Platform. Where you access or use the Platform on behalf of an association, organization, or business, you represent that you are authorized to bind that entity to these Terms.

Where a User has separately negotiated and executed a Platform Services Agreement with Rínly, the executed agreement governs that User's use of the Platform, and these Terms apply to the extent they are not inconsistent with it.

2.0 Definitions

  • “Platform” means the Rínly website, mobile applications, payment infrastructure, and any associated dashboards or reporting tools.
  • “User” means any individual or organization that accesses or uses the Platform, including Associations, Event Organizers, Members, and Attendees.
  • “Association” means a recognized student association or body that uses the Platform to collect dues, contributions, or other recurring payments from its members.
  • “Event Organizer” means a User who creates, manages, or sells tickets for an event through the Platform.
  • “Member” means an individual who pays dues or contributions to an Association through the Platform.
  • “Attendee” means an individual who purchases a ticket or registers for an event through the Platform.
  • “Payment Registry” means the live record maintained by Rínly showing dues or ticket payments made through the Platform.
  • “Service Fee” means the fee charged by Rínly on Gross Collections, as set out in the applicable pricing page or Service Agreement.

3.0 Eligibility

The Platform is directed at individuals aged 18 and above. By using the Platform, you represent that you are at least 18 years old, or that you are using the Platform under the supervision of a parent, guardian, or an authorized institutional representative. You further represent that you are not barred from receiving services of this kind under any applicable law.

4.0 Services Offered

Rínly provides two categories of services through the Platform:

  • (a) Dues Collection Services — enabling Associations to collect membership dues, contributions, and related payments from their Members electronically, and to maintain a live, verifiable record of Members' payment status.
  • (b) Event Ticketing Services — enabling Associations and Event Organizers to sell and manage tickets for events, and enabling Attendees to purchase tickets electronically.

The specific services available to a given User, and the applicable fees, are as set out on our pricing page or in a separately executed Service Agreement.

5.0 Account Registration

To use certain features of the Platform, you must register for an account. You agree to:

  • Provide accurate and complete information;
  • Maintain the security and confidentiality of your account credentials;
  • Notify us within 14 days of any change to your registered information;
  • Promptly update any changes to your information; and
  • Accept full responsibility for all activity that occurs under your account.

We may be unable to provide certain services if you contact us from an email address, phone number, or account that is not registered with us.

6.0 Association and Event Organizer Obligations

As an Association or Event Organizer, you agree to:

  • Provide accurate information regarding your association, events, dues structure, or ticket pricing;
  • Honor all dues payments and tickets recorded as paid through the Platform;
  • Comply with all applicable laws and regulations;
  • Handle customer service and dispute resolution for your Members and Attendees in the first instance;
  • Designate at least one authorized representative as your primary point of contact with Rínly;
  • Promote the Platform as your official channel for dues or ticket payments, and not solicit or facilitate equivalent payments outside the Platform without our prior written agreement;
  • Respond to any chargeback, dispute, or fraud inquiry raised by Rínly within forty-eight (48) hours, with sufficient supporting evidence; and
  • Maintain appropriate insurance or institutional cover where applicable to your activities.

7.0 Payments, Fees and Revenue Share

Our payment terms include:

  • A Service Fee charged on Gross Collections processed through the Platform, as set out on our pricing page or in your Service Agreement;
  • Any applicable subscription fees for premium features;
  • Payment processing through our third-party payment processing partner (see Section 8.0); and
  • Refund policies as specified for each Association or event.

We reserve the right to revise our fees from time to time. Where you have a separately executed Service Agreement, fee changes will be communicated in accordance with that agreement; otherwise, changes will be notified to you upon implementation and will not apply retroactively to amounts already collected.

8.0 Third-Party Payment Processing

Rínly does not itself hold or move funds. All payments made through the Platform are processed by our licensed third-party payment service provider, BudPay (a product of Bud Infrastructure Limited), or such other payment processing partner as we may engage from time to time. By using the Platform, you also authorize Rínly to instruct BudPay to receive, hold, and disburse funds on your behalf in accordance with your transactions.

You acknowledge that:

  • Settlement timing is subject to BudPay's own processing schedules, and Rínly shall not be liable for delays, failures, or suspensions caused by BudPay or any other third-party processor, bank, or Card Network;
  • No interest or other compensation accrues on funds held pending settlement or Payout; and
  • Where applicable, your use of payment processing services may also be subject to BudPay's own terms of service and policies.

9.0 Chargebacks, Refunds and Reserve

9.1 Chargebacks. Where a payment made through the Platform is reversed, disputed, or charged back by a Member's or Attendee's bank, card issuer, or payment scheme, the responsible Association or Event Organizer shall reimburse Rínly the full value of the chargeback, together with any associated fees or fines charged to Rínly by BudPay or its processing partners, within seven (7) days of our request. This obligation survives suspension or termination of your account.

9.2 Reserve and Withholding. Rínly may withhold, delay, or deduct from any settlement due to you such amount as is reasonably necessary to cover pending chargebacks, disputed transactions, suspected fraud, or reserve requirements imposed on us by BudPay or our other processing partners. We will notify you of any such withholding and the reason for it as soon as reasonably practicable.

9.3 Refunds. You are solely responsible for your own refund policy toward your Members and Attendees, and for handling and processing such refunds. Rínly is under no obligation to process refunds on your behalf.

9.4 Excessive Chargebacks or Fraud. We may suspend or terminate your access to the Platform with immediate effect if chargebacks, refunds, or disputed transactions connected with your use of the Platform reach a level that places Rínly at risk of suspension, penalty, or termination under our agreement with BudPay or other processing partners.

10.0 Data Security and Privacy

We take reasonable technical and organizational measures to safeguard personal data processed through the Platform, in accordance with the Nigeria Data Protection Act 2023 and applicable regulations. Data collected is used solely for payment processing, the Payment Registry, and related administrative functions, and is not sold or disclosed to third parties except as required by law, as necessary to provide our services (including sharing with BudPay for payment processing purposes), or with your consent.

If you are an Association or Event Organizer, you warrant that you have obtained, or will obtain, any necessary consents from your Members or Attendees for their data to be processed via the Platform, and you agree to notify us immediately of any actual or suspected data breach connected to your use of the Platform.

Please refer to our separate Privacy Policy for further detail on how we collect, use, and protect personal information.

11.0 Intellectual Property

All content on the Platform, including but not limited to text, formatting, graphics, logos, software, and other materials (collectively, the “Content”), is the property of Rínly or its licensors and is protected by copyright and other intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Platform for its intended purpose. You may not copy, reverse engineer, decompile, disassemble, modify, or repost our Content without our prior written permission.

By using the Platform, you grant Rínly a limited license to use your name and logo solely to identify you on your dedicated payment or ticketing page and, unless you object in writing, in our client and marketing materials.

12.0 Prohibited Activities

Users may not use the Platform in connection with any activity that:

  • Violates any applicable law or government regulation;
  • Violates any rule of a Card Network or of BudPay's own terms of use;
  • Is fraudulent, deceptive, unfair, or predatory;
  • Causes or threatens reputational damage to Rínly or its processing partners;
  • Infringes on any intellectual property or privacy right;
  • Results in or creates a significant risk of chargebacks, penalties, or other harm or liability; or
  • Involves the collection or sale of anything unlawful, or misrepresents the nature of the dues or event for which payment is being collected.

13.0 Account Security

Safeguarding access to your account is your sole responsibility. You agree to comply with all reasonable instructions we issue regarding account access and security, and to take reasonable steps to protect the device and credentials through which you access the Platform. Rínly is not liable for loss or damage arising from your failure to safeguard your account credentials.

14.0 Disclaimer

THE PLATFORM AND ITS CONTENT ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AVAILABILITY, SECURITY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF BUGS OR SECURITY VULNERABILITIES.

15.0 Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL RÍNLY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES — INCLUDING LOSS OF REVENUE, PROFIT, DATA, OR GOODWILL — ARISING OUT OF OR RELATING TO YOUR USE OF THE PLATFORM, WHETHER BASED ON WARRANTY, TORT, CONTRACT, STATUTE, OR ANY OTHER LEGAL THEORY. This limitation does not apply to your chargeback reimbursement obligations under Section 9.1, or to either party's indemnification obligations under Section 16.0.

16.0 Indemnification

You agree to defend, indemnify, and hold Rínly, its officers, directors, employees, and agents harmless from and against any claims, losses, liabilities, and reasonable legal costs arising from or relating to your breach of these Terms, your use of the Platform, or your violation of any law or third-party right.

17.0 Termination

We reserve the right to suspend or terminate your access to the Platform at any time, with or without notice, including where:

  • You fail to comply with any provision of these Terms;
  • Required by law or directed by a Card Network, BudPay, or an issuing financial institution;
  • A suspicious or fraudulent transaction occurs in connection with your account; or
  • Your chargebacks, refunds, or disputed transactions reach a level described in Section 9.4.

You may terminate this Agreement at any time by closing your account or discontinuing use of the Platform. Termination does not relieve you of obligations that by their nature survive termination, including chargeback reimbursement and confidentiality obligations.

18.0 Governing Law and Dispute Resolution

These Terms are governed by the laws of the Federal Republic of Nigeria. We will use reasonable efforts to resolve any dispute amicably through good-faith negotiation. Any dispute that cannot be resolved within fourteen (14) days shall be referred to a sole arbitrator appointed by mutual written agreement of the parties, in accordance with the Arbitration and Conciliation Act, Cap. A18, Laws of the Federation of Nigeria 2004. The seat of arbitration shall be Lagos, Nigeria, and proceedings shall be conducted in English.

19.0 Changes to These Terms

We may update, modify, or amend these Terms at any time. The most current version will always be available on this page, and we encourage you to review it periodically. Continued use of the Platform after changes take effect constitutes your acceptance of the revised Terms. If you object to any change, you must discontinue use of the Platform.

20.0 Miscellaneous

You may not assign or sub-contract your rights or obligations under these Terms without our prior written consent; we may assign or sub-contract our rights or obligations at our discretion. These Terms constitute the entire agreement between you and Rínly on this subject matter and supersede all prior agreements, whether written or oral, save for any separately executed Service Agreement. If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall continue in full force and effect. Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of that right or provision.

21.0 Contact Information

For questions about these Terms of Service, please contact us at:

  • Email: rinlytechnologyservices@gmail.com
  • Address: Camp Davies Road, Ipaja, Lagos, Nigeria